Matthew W asked:


I’m starting out as a life insurance salesman. I wish to use my time efficiently. Therefore, I need help to target the right demographic market and life insurance products for this market.

For example, I could target executives making over $100,000 per year, and the product is a combination term insurance with some UL. The term part goes to retirement, and the smaller UL part continues until death.

Any brilliant ideas would be helpful.

Robbo_op_98 asked:


I am a 27 year old single male. I own a house that has a mortgage, and I have some outstanding debt, car, student loans, etc. I plan to be married within the next 3-4 years. I want to make sure that if something should happen to me my family, future wife and parents, are not stuck with my bills and able to continue on without a huge finacial hardship. I know there are different types of life insurance, but not sure how the different ones work. Any help would be greatly appreciated.

Harris J asked:


What amount life insurance would be sufficient for a man in his 50s to buy? The sole beneficiary would be his 50 year old domestic partner.They are not married and the man’s children will inherent everything else. So, this life insurance would be needed to provide housing and living expenses.

Ignacio asked:


I need a software where I can input one (or more) life insurance company rates. Preferably if I have the freedom to input any company and not “pre-packaged” ones. Thanks.